Small Business Lending

    Fuel your business growth with competitive financing solutions. From SBA loans to equipment financing, we help you secure the capital you need.

    Check Your EligibilityStart a Loan Application

    Already applied? Check your loan status

    Why Choose Our Lending?

    • Pre-approval in 24-48 hours
    • Competitive interest rates starting at 4.5%
    • Flexible repayment terms up to 25 years
    • No prepayment penalties on most loans
    • Dedicated loan specialist throughout the process

    Financing Solutions for Every Need

    Comprehensive lending options designed to support your business at every stage

    SBA Loans

    Government-backed loans with competitive rates and flexible terms for qualified businesses.

    Up to $5M available
    Lower down payments
    Longer repayment terms

    Business Lines of Credit

    Flexible credit lines that allow you to access funds when you need them most.

    $10K to $500K limits
    Only pay for what you use
    Quick access to funds

    Equipment Financing

    Secure funding for essential business equipment with the equipment as collateral.

    Up to 100% financing
    Competitive rates
    Fast approval process

    Commercial Real Estate

    Purchase or refinance commercial properties to expand your business operations.

    Up to $10M available
    Fixed and variable rates
    Flexible terms

    Simple Qualification Requirements

    Our streamlined qualification process makes it easier for small businesses to access capital.

    2+ years in business
    Annual revenue of $100K+
    Personal credit score 650+
    Positive cash flow
    Clear business purpose

    Fast Track Process

    1

    Application

    15 minutes

    2

    Review

    24 hours

    3

    Approval

    48 hours

    4

    Funding

    3-7 days

    Competitive Interest Rates

    Transparent pricing with rates that fit your business budget

    SBA Loans
    4.5%

    Starting rate APR

    Equipment Financing
    5.2%

    Starting rate APR

    Lines of Credit
    6.8%

    Starting rate APR

    Ready to Secure Your Business Funding?

    Get pre-approved in as little as 24 hours with our streamlined application process.

    Start Your Loan Application

    Tell us about your funding needs and we'll match you with the best financing options available.

    Want a quick pre-qualification first?

    Answer 8 questions and we'll match you to the right lender path — no credit impact.

    Take the Pre-Qualification →

    Business funding options we help with

    Fifty Five 11 helps small and medium business owners, entrepreneurs and investors find the right funding and guides them through the process from first conversation to closing.

    Types of funding

    We help clients with a range of options, including:

    • Business loans
    • Term business loans
    • Merchant cash advances (MCA)
    • Investment real estate loans
    • Building and construction loans

    Choosing the right option

    Each type of funding fits a different need. A term loan suits a planned investment, an MCA can bridge a short-term cash need, and real estate or building loans fund property and construction projects.

    We explain the trade-offs in plain language so you can choose with confidence.

    How the process works

    It starts with an intro call to understand your goals and situation. We then outline the options that fit, help you prepare what lenders need and stay with you through onboarding and funding.

    More than a loan

    Because we also work on strategy and technology, we can help you put new funding to work — planning the growth, the systems and the operations it pays for.

    Related: Funding readiness assessment · Lending requirements guide · Contact